FishAR Posted January 9, 2022 Share Posted January 9, 2022 1550 a year in Illinois with State Farm based on $125000 total loss. I had progressive on the montana but they wanted 2 grand for the motorhome. Link to comment Share on other sites More sharing options...
dl_racing427 Posted January 9, 2022 Share Posted January 9, 2022 One probable reason for FL policies being higher is the frequency and severity of thunderstorms, hurricanes, and other weather events. Link to comment Share on other sites More sharing options...
6Wheels Posted January 10, 2022 Share Posted January 10, 2022 The Miller Agency - Paul C. Miller (knew him well, rest in peace Paul) Link to comment Share on other sites More sharing options...
Mike B in TN Posted January 11, 2022 Share Posted January 11, 2022 That's strange, I've had Progressive for a number of years on my Motorhome, everything else is State Farm. My policy went actually down $1 from last year till this year, $922 to $921 (it's due in Feb so I've gotten my renewal letter). I live in Tennessee and we aren't fulltime. Link to comment Share on other sites More sharing options...
Bill R Posted January 12, 2022 Share Posted January 12, 2022 I think a lot of the Policy $ differences might be if we are "bundling" our auto and home? Maybe not. I just switched from Progressive to Foremost and my premium went down $1,000 to $1,600/yr. This is a stand alone policy though, I am not bundling anything. Although I may reconsider. Full Coverage up to $100,000 Property with $2,000 deductible. $250,000/$500,000 limits on bodily injury. Is this still too high for a stand alone policy? Link to comment Share on other sites More sharing options...
iHaveBeenAround Posted June 4, 2022 Share Posted June 4, 2022 I'll pipe in with my experience. Just purchased 2002 Monaco Monarch 34SBD and end up calling AIS which got me a Progressive quote of $610 per year. I live in Washington state. Link to comment Share on other sites More sharing options...
Chuck B 2004 Windsor Posted June 4, 2022 Share Posted June 4, 2022 I have been around also. When it comes to filing a claim for a given loss, when the adjuster get through with the depreciation, you have what is left after Katie shot at it. That is why I added the "actual replacement value clause" to my policy. A tornado hit my house about 5 or so years ago. My actual replacement value was around $65K. After the adjuster depreciated the loss, it came to around $36K. I was issued a check for $36K. After I produced sales receipts for the replacement items, my insurance company cut me a check for the rest. 1 Link to comment Share on other sites More sharing options...
iHaveBeenAround Posted June 4, 2022 Share Posted June 4, 2022 (edited) I have seen your quality posts here Chuck, very much apricate your advice. Edited June 4, 2022 by iHaveBeenAround Link to comment Share on other sites More sharing options...
Guest Ray Davis Posted June 4, 2022 Share Posted June 4, 2022 51 minutes ago, iHaveBeenAround said: I have seen your quality posts here Chuck, very much apricate your advice. When you like a post you should click on the heart lower right of his post. He then gets a point added to his reputation. You can see the points by putting your cursor on his C under Chuck Link to comment Share on other sites More sharing options...
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