I've had Progressive for 11 years with the Total Loss Replacement Policy as a Texas resident (Escapees). Never had a damage claim, did use for windshield maybe once. I've had the $0 deductible for at least 5 years. By relocating our base to Ohio, I thought that comp and collision would go down since we wouldn't be in hurricane alley. They had to write me a new, 180 day usage, Ohio policy and it is higher than the Texas full-time policy. I've always dreamt of the day that I would collect the purchase price that I paid in 05 on a 16 year old MH. There is no guarantee that the replacement policy will be carried over on renewal in Nov. So I'm accepting the fact that Total Loss Policy is gone. Any full-time insurance recommendations out there?
Thanks,
Gary 05 AMB DST